It still hurts guys. It still hurts that I had to pay so much money this week to get a clutch replacement for my car. Today I’m going to share how saving money on a monthly basis helped me be…
Author: melissajavan
What Financial Independence Means To Me
Since I started my debt free journey, financial independence meant a lot of things to me, in fact what I wanted in the beginning and how I viewed financial independence then, has changed. When I started my journey, I had…
5 Sacrifices to Make to Achieve Financial Freedom
What sacrifices are you prepared to make to achieve financial freedom? I had to start with a mindset change/ shift in order to get myself to change some of my bad habits. It also took being openminded to understand why…
FINALLY I Paid Off My Car Finance
It still feels unreal. I bought my car in 2013, I took out a car finance loan, opting for the lowest installment. This meant that I had to pay off a balloon payment after I had paid off my loan,…
Life Update – September
Hello everybody, Firstly, let’s start with… THE GOOD NEWS I had my first blog post published this month on Parenty by The Citizen. It was a blog post on how to save money for the holidays and after-holidays (you know…
A year ago
A year ago today I had just decided that I will no longer do job hunting. I had applied for a job early June, did a test, went for the interview and didn’t get the job BUT I was called…
5 Things I Learned from Doing an Instagram Challenge
On 8 April 2019 my first Instagram Challenge called #MelsChallenge started – it was the first time that I’d hosted a challenge on any social media platform. An Instagram Challenge is where you have a theme (or not) for a…
Life Update – 2019 Mid-Year Goals Review
Wow, it’s July already (well, tomorrow it is). Suddenly I’m busy and my body, mind and everything feels tired yet I’m still motivated to get things done. It’s also that time of the year where I think about planning my…
I Went on Holiday Without My Husband and Child – Here’s What Happened
About a month ago I heard that an aunt of mine died. I didn’t really know her but I felt really sad about it. It triggered the fact that one of my best friends died last year in February and…
9 Good Reasons Why You Should Consider Becoming Debt-Free
Guys, nowadays before I get my salary I’m actually excited about pay day because it means I’ll be able to pay on my bills and somehow be one step closer to becoming debt-free. Who gets excited about paying bills? #AdultLife…