I think this is the downside to being debt-free: applying for something and then being told they don’t know whether it’s a good idea to approve your application because you have a low credit score. This has happened to me…
Category: Money Matters
5 Lessons I’m Taking Into 2021
For many of us 2020 was a tough year – the pandemic happened, we went into a lockdown, life and business were restricted, salary cuts were made and loved ones lost their jobs. Some of us even had to attend…
This Thing Might Hold You Back from Financial Freedom
It’s not nice to admit but I have a weakness. However, I have acknowledged my weakness and I feel like I have gained control over it. My weakness was that I was not able to keep money in the bank….
I Took My Child Out of Creche – I Was Retrenched Then
I don’t think there’s an easy way to make tough decisions. One of the toughest decisions I had to make was to take my child out of her pre-school. I just couldn’t afford it – I was retrenched in March…
Developing the Mindset of a Millionaire
Driving home yesterday I realised that I need to change my (poverty) mindset to a growth one. We had drove past big, beautiful homes with huge spaces. I remember thinking “I won’t be able to afford this anytime soon, I…
How Saving Money Helped Me Get My Car Repaired Fast
It still hurts guys. It still hurts that I had to pay so much money this week to get a clutch replacement for my car. Today I’m going to share how saving money on a monthly basis helped me be…
What Financial Independence Means To Me
Since I started my debt free journey, financial independence meant a lot of things to me, in fact what I wanted in the beginning and how I viewed financial independence then, has changed. When I started my journey, I had…
5 Sacrifices to Make to Achieve Financial Freedom
What sacrifices are you prepared to make to achieve financial freedom? I had to start with a mindset change/ shift in order to get myself to change some of my bad habits. It also took being openminded to understand why…
9 Good Reasons Why You Should Consider Becoming Debt-Free
Guys, nowadays before I get my salary I’m actually excited about pay day because it means I’ll be able to pay on my bills and somehow be one step closer to becoming debt-free. Who gets excited about paying bills? #AdultLife…
It’s Tough But I’m Trying My Best To Become Debt-Free
I feel like February kicked me in the stomach, financially I mean. I should have expected it because I am working towards being debt-free by the end of this year. January went so well because I did a lot of…